Trade Insurance

Construction

Insurance protecting builders from on-site risks, equipment damage, and project liabilities.

Plumbing

Coverage safeguarding plumbers against tool loss, work risks, and liability claims.

Electrical

Protection for electricians covering equipment, work hazards, and potential liability issues.

& More

Tailored insurance solutions for various trades needing reliable, industry-specific protection.

Who Needs Trade Insurance?

Any business operating in the New Zealand trade or construction industry should have reliable insurance protection. This includes:

Builders & Construction Trades

High-risk sites, heavy equipment, and multiple subcontractors mean frequent exposure to injuries, property damage, and tool theft. Insurance helps protect against accidents, legal claims, and costly delays.

Plumbers, Gas Fitters & Drain Layers

Working with pipes, pressure, and confined spaces can lead to water damage, gas issues, or onsite injuries. Insurance covers liability, stolen equipment, and mistakes that require re-work.

Electricians & HVAC Technicians

Faulty wiring or system failures can cause fires or electrocution. Insurance provides liability cover, protection for specialised tools, and support for professional risks.

Roofers, Concreters & Structural Trades

Hazardous heights and heavy materials increase the chance of falls, dropped items, and damage to surrounding structures. Insurance helps cover injuries, property claims, and equipment loss.

Mechanics & Automotive Trades

Working on high-value vehicles brings risks of accidental damage, fire, and theft. Insurance protects workshop equipment, vehicles under repair, and business vehicles on the road.

Finishing & Exterior Trades (Painters, Tilers, Landscapers, etc.)

Accidents in completed or outdoor spaces can be costly — from paint spills to equipment injuries. Insurance supports liability protection, tool replacement, and business continuity.