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Comprehensive coverage for hotels, guests, property, and operational risks.
Safeguard your cafes equipment, stock, staff, and daily operations.
Protect your takeaway business from property damage and operational interruptions.
Any restaurant and hospitality operating in New Zealand should have reliable insurance protection. This includes:
Fast moving environments mean constant risks, kitchen fires, food contamination, injuries, or equipment breakdown. Tailored insurance helps protect revenue, meet food safety rules, and keep service running smoothly.
Alcohol service and busy venues increase liability risks, while equipment failures or cancelled events can hit income hard. Hospitality cover supports licensing compliance and protects operations day and night.
Accommodation providers protect guests and valuable property. Damage, theft, or injuries can shut rooms and reduce income fast. Insurance helps safeguard buildings, guest belongings, and business continuity.
Mobile operations depend on the vehicle and equipment. Breakdowns, accidents, and weather interruptions can stop trading instantly. Specialised insurance keeps you protected wherever you serve.
High foot traffic and expensive equipment mean greater risk of injury, damage, or event disruption. Cover helps manage liability and lost income, ensuring events continue with confidence.
From breweries to dessert shops, hospitality businesses share risks like customer claims, equipment issues, and downtime. Tailored cover helps protect finances and maintain great guest experiences.
Protects your building, contents, stock, fit out, and machinery.
Covers lost income if your business can’t operate after an insured event.
Protects you from unintentional breaches of health and safety regulations.
Covers loss of perishable items due to power failure or equipment breakdown.
Covers essential kitchen, refrigeration, and production equipment.
Covers claims from employees (e.g., wrongful dismissal or discrimination).
Protects business owners and managers from personal liability.
Protects against theft or fraud, including by staff.
Covers costs related to IRD audits.
Covers data breaches, hacking, and online fraud.
Covers financial losses following a liability event.
Insurance solutions designed specifically for restaurants, cafés, hotels, takeaways, and hospitality.
Business interruption and breakdown cover to ensure you're back up and running as quickly as possible.
Access to insurers to secure cost effective pricing and right protection.
From liability to property, machinery, and stock we help cover the risks that can shut down your operations.
Specialist brokers who understand hospitality risks and guide you through every step of the process.
Multiple payment plans available, including premium funding to support your cash flow.
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