Business Insurance for Takeaways

Takeaway businesses operate fast and face daily risks involving equipment, food safety, and customer interactions. We offer tailored insurance solutions to keep your takeaway running safely and efficiently.

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We’ve been helping Kiwis protect what matters most—businesses, homes, vehicles, and livelihoods. Our brokers take the time to understand your risks, compare options across local and global insurers, and arrange cover that truly fits your needs.

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We’re Covering All the Insurance Services Files

Public & Products Liability

This protects your business from claims involving customer injuries, burns, spills, or food-related issues. Essential for businesses serving ready-to-eat meals.

Equipment, Fit-Out, Appliances & Stock

Your fryers, grills, freezers, and food stock keep your takeaway running. This cover protects them from fire, theft, and accidental damage.

Business Interruption

If your takeaway must close due to an insured incident, this policy helps replace lost income. It supports ongoing expenses while you recover.

Machinery Breakdown

Takeaways rely on cooking and refrigeration equipment more than most industries. This cover pays for repairs or replacement to minimize downtime.

Refrigerated & Frozen Stock Cover

If refrigeration fails, your ingredients can spoil rapidly. This cover reimburses you for lost fresh or frozen stock due to breakdown.

Employment Practices Liability

High staff turnover can lead to employment issues. This cover protects your business from claims related to unfair dismissal, disputes, or workplace concerns.

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