Comprehensive Commercial Property Insurance Solutions

Commercial Property Insurance

Protect offices and contents from accidents, disasters, and unexpected events.

Secure shops, inventory, and fixtures against damage or theft.

Safeguard warehouses and stored goods from fire, accidents, or disasters.
Cover apartments, units, and property from damage or unforeseen risks.

Who Needs Commercial Insurance?

Any commercial in New Zealand should have reliable insurance protection. This includes:

Office and retail building owners

Protects buildings and fixtures from damage like fire, storms, leaks, and vandalism. Helps minimise tenant disruption and maintain rental income.

Warehouse and factory owners

Covers buildings, stock, and machinery from risks such as fire, theft, and equipment accidents to avoid costly downtime and supply interruptions.

Property investors and landlords

Safeguards building value and rental income by covering repairs, tenant damage, and loss of rent when properties become temporarily unusable.

Shopping centres and retail complexes

Protects large retail properties from incidents like water damage, vandalism, and structural issues, keeping tenants operational and revenue stable.

Hospitality, industrial, and mixed-use properties

Provides tailored protection for buildings and essential equipment across environments with higher risks—from kitchen fires to heavy machinery.

Businesses with significant physical assets

Covers equipment, stock, and technology from fire, theft, and breakdown, helping operations resume quickly and preventing revenue loss.

Cover Options for Commercial Property Owners

We offer a wide range of insurance solutions designed to protect your property, contents, and assets from damage, loss, or disruption.

Property Insurance

Covers damage to your building from events such as fire, flood, storm, or earthquake.

Business Assets

Protects your contents, furniture, fixtures, fittings, and signage.

Natural Disaster Cover

Ensures you’re protected in the event of earthquakes or other natural catastrophes.

Business Interruption

Covers loss of income and operating costs while your property is being repaired or rebuilt.

Liability Cover

Protects you against third-party claims for property damage or injury occurring at your premises.

Machinery Breakdown

Protects equipment such as HVAC, lifts, or plant machinery from mechanical or electrical failure.

Tenant Improvements

Covers fit-outs or alterations made by tenants.

Cyber Liability

Protects against data breaches, hacking, or cyberattacks affecting building management systems.

Tailored Insurance Packages

Custom insurance solutions for all types of commercial properties.

Commercial Property Insurance

Comprehensive coverage to protect your business properties.

Agreed Policy Wordings

Clear, coverage terms for transparency and complete peace of mind.

Why Choose Marble Insurance

Local & Global Insurers

Competitive terms and broad coverage from trusted insurers.

Pro Guidance

Guidance from experienced brokers every step of the way.

Flexible Payment Options

Including premium funding to suit your business needs.

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Commercial Property